Rayka is a unique business that allows you to investment money using little, tiny bits at a time. The premise is fairly simple. It takes the spare change from your everyday transactions and then invests them in various businesses and markets with the idea being to make you money. That means if you spend $15.50 on something, Rayka will round it up to $16 grab up that other $0.50 to invest. It’s a fun way to get into investment without having to take it too seriously. It’s also insanely easy for beginner’s and it’s a fun way to save up a few bucks over the course of time for something much later on. The app is free to download and use. The app likely makes money on the investments it makes with your money (that you also make too).